Homeowners Insurance in Scranton, PA

Your home is the one place where you should always feel safe. No one ever anticipates an event that puts their home and personal belongings in harm’s way. Unfortunately, these events can happen, and it is smart to be prepared for them. The ensure you are protected if disaster strikes, you want to invest in the best homeowner’s insurance in Scranton, PA.

Why You Need Home Insurance in Scranton, PA

Though no law in Pennsylvania says you must have home insurance, your lender will often require it. Even after your mortgage is paid off, holding onto your home insurance can be beneficial. Natural disasters come in all shapes and sizes, and you want a home insurance policy that protects your house and the valuables inside.

A home insurance policy will pay to repair or rebuild your house for a covered loss, including damage from lightning, fire, or hail. It can also cover detached structures, such as garages or sheds, to ensure everything you own is protected from loss. One thing to note is that not all disasters are covered, such as floods, and may require additional insurance plans. 

What Your Coverage Includes

Trying to understand what various home insurance policies cover can be challenging. Your home insurance policy in Scranton, PA, should cover all the valuable possessions in your home, as well as liability to protect the house and your family inside of it. When you work with The Tyson Agency, we can help you choose the right plan for all of your needs.

Homeowners insurance should include your personal belongings, such as furniture and clothing. This ensures that your items are protected in the event of a natural disaster, or if they are stolen. One perk is that your belongings do not need to be in the home to be included in the coverage. Whether you are on vacation across the country or took a walk down to the park, you can rest easy knowing your property is safe.

Another component of any effective home insurance plan is its liability coverage. This will protect you and your family from lawsuits involving property damage and bodily injury. You also want a policy that includes coverage for additional living expenses if you are displaced, such as meal and hotel bills.

When searching for homeowners insurance, you want a trustworthy team that has your best interest at heart. Our agents work diligently to ensure that Scranton residents are protected at all costs. Contact a representative at The Tyson Agency today to learn more about all of your coverage options.