In the age of fake news, virtually every sector has been subjected to its fair share of myths and half-truths. The auto insurance sector is no different. With many fake facts in circulation, it can be hard to tell what the truth is. That said, the following is a short list of debunked common car insurance myths.
The Red Car Farce
You have likely been told that red cars cost more to insure. Moreover, this myth might have even been drilled into your brain until the point that you refuse to purchase, or even rent, red cars. Nevertheless, it is founded in fallacy. While it is true that red cars are more visible than others, and some drivers of red cars are more reckless, this will not necessarily affect your insurance in any significant way. Rather, the insurance company will be much more concerned with things such as your driving record, safety gear, recent customizations, etc.
The ‘No-Fault’ Fallacy
On the other hand, you may have also heard that a ‘no-fault policy’ means that guilty drivers get a pass, even when clearly at fault. However, in all actuality, this means that the insurance company will reimburse the policyholder, regardless of who is at fault.
Borrowers Beware
Lastly, although you may believe that an accident caused by someone who is borrowing the owner’s car is automatically paid by the car owners insurance policy, this is also false. However, if the vehicle is being operated by an unregistered driver, they are still not covered.
Overall, if you need help weeding through the auto insurance myths in Inkerman, PA, The Tyson Agency is available to help. Simply call, email, or stop by the Inkerman, PA office with your questions. A premier auto insurance company in the Pennsylvania area, let The Tyson Agency assist you on securing the proper car insurance coverage today!
