Commercial insurance is something that protects your business from a wide range of things. It is always best to know just what coverage you have if you do decide to take out a commercial policy. For those in the Inkerman, PA area, the agents with The Tyson Agency can help you to find out just what your policy covers and what changes you may need to make.
A great place to start with any commercial policy is to determine just what type of inventory your policy covers. In most cases, you are going to have a set amount of liability coverage that is going to help to cover your inventory. You are also, however, likely going to want to add specific coverage for specific inventory that you have. Say you have expensive jewelry in your store or expensive electronics, you are going to want to cover those things above and beyond what their basic coverage may be.
It is always best to find out what the base coverage for inventory and damage to inventory is so that you can then start to figure out how much more coverage you are going to need. Again, with specialty items, you are going to want to make sure these items are specifically listed so that you can make sure they are going to be covered should something become damaged.
In most cases, your inventory is going to be protected by your commercial policy. You can add more coverage if needed and can alter coverage for specific items as well. For those in the Inkerman, PA area, the agents with The Tyson Agency can help you to find your perfect commercial coverage to help make sure you are going to have all your inventory protected from any occurrence.
